Focussing on building long-term relationships with individuals, families and business clients, we deliver certainty through the provision of sound financial strategies. We take the time to find out what’s important to you and then develop a financial plan that is tailored to your personal circumstances and financial goals.

We explore all your investment options and then recommend to you the most suitable alternatives. The resulting personally designed financial plan will help you grow your wealth faster and empower you to have control over your future and the freedom to enjoy it.

WEALTH CREATION

We understand that most individuals including business and professional people have very little time to manage their financial affairs. We also understand that your money needs to be working hard for you to achieve your lifestyle objectives in the short term as well as providing you with security and independence in retirement.

Using our proven financial planning processes, we can provide customised financial strategies to preserve and build your wealth including superannuation, property and shares advice, estate planning and risk management.

INSURANCE

Your greatest asset is your ability to earn an income. It is your income that provides the means to support your lifestyle and to generate wealth.

As well as protecting your income, we recommend that you protect your assets because an unexpected death can place enormous pressure on loved ones and business partners left with significant debt.

Personal risk cover can be complex with many different options and levels of cover to choose from. We can help you decide which cover is right for you and what issues you need to consider.

If you own a business we can also review your business insurance needs. For example, is there “key person’s” protection in place for the business owners and managers? Are the business assets and stock adequately insured against theft, destruction or damage?

We can source for you the best possible cover against the loss of income, death, trauma and disablement and business cover.

ONGOING REPORTING AND ADVICE

Our unique and proven financial planning process does not cease after the initial preparation and implementation. Regular portfolio reviews are conducted to ensure your financial plan continues to meet your needs and objectives.

In the review process we discuss with you issues such as:

  • Fund manager and investment performance
  • Changes in your personal and financial life
  • Investments available
  • Social security issues
  • Your taxation position
  • Investment sector performance
  • The general economic environment.

The above factors change and this may have a significant impact on the suitability of your investment portfolio. By taking a genuine ongoing interest in your financial success we can keep you on track with your objectives.

INVESTMENTS

Investments can generate great rewards over the long term and the earlier you start the better. Investing is all about using your money to make money by making it grow or to receive regular income from it.

One of the most popular misconceptions about investing is that it is only for the rich. When investments are wisely selected, they can increase your wealth and where required provide you with an income. The investment advice we provide is driven by what is in your best interests as our client. You can rest assured that any recommendations made by us is aligned with your goals and to ensure your peace of mind.

RETIREMENT PLANNING

The decision to permanently retire largely depends on whether you have the financial resources available to last the rest of your life.

We can assist you help decide if you have enough on which to retire, and can assist with the transition to retirement by ensuring the most effective tax and financial strategies are used.

If you are still in the work force and planning towards retirement, we ensure the most suitable strategies for your individual circumstances are used to ensure your super and other savings work harder for you.

You may also need to consider whether your current investment approach in the lead up to retirement is too conservative or too aggressive.

If you are a business owner, there is a wide range of options for the orderly transfer of your business and we can assist you with determining your best options in order to make the changeover as easy and as tax effective as possible.


NEILL JENNINGS AND GREG LANYON ARE AUTHORISED REPRESENTATIVES OF AFFINIA FINANCIAL ADVISERS LIMITED

All financial planning services are provided by FFA Consolidated Pty Ltd ACN 603 236577, Corporate Authorised Representatives 1256570 of Affinia Financial Advisors Limited  ABN 13 085 335 397  AFSL 237 857.

GENERAL DISCLAIMER:

The information contained herein is of a general nature only and has been provided without taking into account your objectives, financial situation or needs. As a result you should seek professional financial planning advice before acting on any of this information.

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